In my relentless search to find reasons to move to the fair city of Cape Town (as if biodiversity-friendly winelands [1], Lion's Head & the 12 Apostles, and the World Cup semi-finals in 2010 [2] weren't enough), I regularly read South Africa's Mail & Guardian.   I am rarely disappointed and today's article on specialized "retail development bonds" that provide a mechanism to support small business growth is no exception.  The piece entitled, "A Friendlier Bang for Your Buck [3]", discusses the finance gap that we have talked so much about on NextBillion (Shell Interview [3], Al Hammond on Mesofinance [3]).  The M & G notes that while SRIs remain strong, there is a need to develop funding for projects under $3 million.  To this end, a law professor at American University is developing a government bond, which, "provides a semi-annual return equal to the government’s retail bond, the underlying funds being used to develop small and micro- enterprise business and low-income housing in South Africa."  While the product is not available yet, its potential to attract money from a range of investors, including corporations and the South African diaspora makes it an intriguing investment mechanism aimed at developing local entrepreneurial talent and drawing funding to low-income communities, while providing near commercial returns.