Grameen Telecommunications uses Grameen Phone's advanced GSM technology in stationary village phones owned and operated by local entrepreneurs. These entrepreneurs purchase the phones with money borrowed from Grameen Bank, and sell phone services to customers by the call. An average of 70 customers a month uses each phone. This shared-access business model concentrates demand and creates relatively high cash flow, even in poor villages, enabling operators to make regular loan payments and still turn a profit.

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