Due to recent Banking reform in Nigeria, most of the emerging Banks are yet to provide enough branches in some major cities to eradicate some problems such as over-crowded customers, waste of customers' precious time and energy amongst others that are faced by customers in General/Traditional Banking system. Banks opting for Mobile Banking in Nigeria should have provision for some problems which may constantly be faced in the present age of Information Technology and Communication whereby Internet harckers are always ready to use tricks with the aid of email extractor in inpersonating the true account holders and hence gain access to the financial database of Banks and their valued customers. Powerful hypertext and java scripts that can disallow any form of extraction of information on the Internet should be seriously pursued and effected.