I only recently learned about micro finance in a course I am taking, but I am becoming increasingly more interested in the topic. I could not figure out why we have not been as successful in the United States as developing countries have been with micro finance loans. The welfare argument provides a real reason for our lack of success. Not only does the financial system require adjustment, but the welfare system needs an overhaul as well. The welfare system was designed to help struggling families survive. Wouldn't micro finance be an excellent addition to the welfare program? At the very least, the government should not discourage these loans. I am very encouraged to hear that citizens in our country are benefiting from micro loans and am happy to see such a great article in the Washington Post.