Kiki, Hi. I read your post after reading about Wizzit technology. I am excited that you want to bring this model to West Africa becuase I truly believe this is the future of banking for the "unbanked". Currently, I am a graduating senior studying finance at Loyola University in New Olreans. I worked for over 4 months in Ghana where I was exposed to the microfinance industry. I plan to make a career within microfinance, however there are extremely limited opportunities in the United States. I would like to be a part of creating a Wizzit type model in West Africa. E mail me if you are interested. Exportafrica@gmail.com. I will be looking forward to hearing from you