My mom who is unemployed and does not have much of an education has been introduced to this product. She was told that this is endevour by an overseas company wanting wanting to better the lives of south Africans. What i don't understand is that she was told she is going to receive a monthly income with this account R3000 per month and if she introduces more people the amount will increase to R6000 per months. The package apparently also comes with monthly groceries. This does not sound real and i don't think it would be fair to raise poor people's hopes like that.