Activity Description: CGAP's goal is a world in which poor people are considered legitimate clients of a countries' financial system--a world where all poor people have permanent access to affordable and client responsive financial services, that are delivered by many complementary institutions, such as NGOs, banks, and cooperatives, in many different ways. Finance for the poor will include savings, cash transfers, insurance, and loans, each tailored to the different needs of poor people. Microfinance will become an integral part of a competitive and diverse financial system that fosters the growth of all segments of society, and will no longer be a marginal or niche sector.

To accomplish this, CGAP has five core concentrations:

* Developing and strengthening a wide range of institutions and means, both financial and non-financial, that deliver financial services to the poor.
* Improving the quality and availability of information about institutional financial performance.
* Establishing supportive legal and regulatory frameworks.
* Improving aid effectiveness.
* Reaching poor and unserved clients and ensuring impact on their lives.