Activity Description: In conjunction with Banco Solidario, Accion International has launched a program whereby loan officers in Ecuador are being equipped with personal digital assistants (PDAs) and PortaCredit, a customized software program that has improved efficiency and access across Banco Solidario's wide range of clients. PortaCredit combines financial analysis, loan processing, and risk analysis into an easy-to-use software application that can run on wireless devices such as PalmPilots. With a handheld and a wireless connection to the Quito office, a loan officer visiting a rural client can upload the loan application and receive an approval only 10 minutes later. Banco Solidario is working to overcome high equipment and connectivity costs, but despite these barriers, the program is set to be successful because it is able to lower the banks's costs while expanding its markets to underserved clients.